Automotive Dealership Program

Of all the things that can go wrong, your insurance shouldn't be one of them.

Hail damage to cars. Busted windows. Tires stolen off the newest addition to the lot. It's the nature of the business. Pearl Insurance has been there. The Pearl Insurance Automotive Dealership Program is dedicated to addressing the specialized commercial insurance needs of new and used auto dealerships.

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Providing experienced, personal service since 1954.

With 40 years of experience in the automotive industry with our own dealerships, and 60 years offering insurance solutions, our team of professionals understands the challenges that are unique to dealerships. From underwriting to risk management to selling cars and working under the hood, we know the ins and outs because our businesses have lived them. Trust our Pearl Insurance Automotive Dealership Program for your insurance needs.

Pearl Insurance has the flexibility to provide an affordable and comprehensive insurance package from a variety of carriers, allowing us to tailor our coverage to meet your specific needs. In addition to providing outstanding customer service, we adhere to the principles of People, Promises, and Performance. This has allowed us to foster long-lasting relationships with our customers and partner companies.

Why Choose Pearl Insurance?

  • Prompt, personal, and professional service from our team of professional liability and risk management consultants
  • Help in preventing claims through extensive risk management tools and services that educate you on how to assess and effectively minimize your potential liabilities
  • Streamlined renewal process to help ensure easy and timely renewals
  • Strategic relationships with several "A" rated insurance companies

  • Garage Liability
  • Garagekeepers Insurance
  • Employee Benefit Liability
  • Commercial General Liability
  • Open Lot coverage with low Maximum Hail Deductibles available
  • Title Errors and Omissions coverage
  • False Pretense
  • Odometer Alteration Errors and Omissions
  • Mechanics Errors and Omissions
  • Truth in Lending Errors and Omissions
  • Workers' Compensation
  • Auto Dealers Legal Defense
  • Open lot coverage can include motorcycles and watercraft along with consignment vehicles
  • Business Income including off premises and dependent properties
  • Building
  • Employee Tools
  • Equipment breakdown
  • Signs, Fences, and Light Posts
  • Employment Practices Liability Insurance (EPLI)
  • Employee Dishonesty

The Right Choice for Automotive Dealership Insurance

We sell it because we know it.

Find out more—call 855.844.8439 to speak with an Automotive Business Insurance Specialist today!